How to Get Encumbrance Certificate Online in Karnataka (Kaveri) Online
Kaveri Online Service is a web portal developed by the Department of Stamps & Registration, Government of Karnataka to simplify the process of appointment bookings for document registration.
It offers a range of services, including: Encumbrance Certificate (EC) Search, Property Registration, Payment of Stamp Duty and Registration Fees, Guideline Value Search.
The portal also allows you to search for encumbrance certificate and other registered copies.
You can download the list of transactions on the searched property through the website. The portal also allows you to check and verify present owners of the properties and the legitimacy of registered documents.
Kaveri Online Service Details
- Stamp Duty and Registration Fee - Through this service, you can view the stamp duty and registration fee in a convenient manner. All you need to do is log in to the Kaveri Online portal. Scroll down to "Services for Guest User" and click on "Stamp Duty and Registration Fee Calculator". You will be redirected to another page where you have to select the "Nature of Document". After selecting the type of document, you have to select "Stamp Rule" from the dropdown menu. Once done, click on "Show Details" button to view the stamp duty and registration fee of that particular document.
- Know Your Property Valuation - You can check the valuation of your property through this service. All you need to do is log in to the Kaveri Online portal. Scroll down to "Services for Guest User" and click on "Know Your Property Valuation". You will be redirected to another page where you have to chose what kind of search option you prefer i.e. basic or advanced. If you select the basic search option, you have to fill in the specified fields, including district, name of the area, taluka, and village name to view the property valuation details. Similarly, for the advance search option, you have to select the district name, registration district, Sub-Registrar Office, area, taluka, and name of the village to view your property valuation.
- Know Your Marriage Office - You can check the marriage office document through this service. All you need to do is log in to the Kaveri Online portal. Scroll down to "Services for Guest User" and click "Know Your Marriage Office". You will be redirected to a page where you are required to fill in the required fields by selecting the appropriate details mentioned in the dropdown menus. Some of the details required include the type of marriage, bride's residence details, groom's residence details, and marriage details. Click on the "search" button to get all the information.
- Locate SRO - This service lets you locate the Sub-Registrar's office. All you need to do is log in to the Kaveri Online portal. Scroll down to "Services for Guest User" and click "Locate SRO". You will be redirected to a page where you need to fill in the required fields by selecting relevant details mentioned in the dropdown menus. You have to select name of the district, road name, village name, and Hobli name. Click "search" to locate SRO.
Karnataka EC Search
Step 1: To search for Kaveri Online Portal, you have to first register yourself on the portal.
Step 2: Click "Register as New User".
Step 3: After registering successfully, log in to the portal.
Step 4: Fill the required data and search for the index of registered documents.
Step 5: You can request the digitally signed copy of encumbrance certificate.
Step 6: Make the required payments through the portal.
Step 7: After receiving confirmation on EC processing, log in to the portal and download a digitally signed copy of the encumbrance certificate.
Schemes and Acts
- Pradhan Mantri Awas Yojana - Urban - PMAY(U)
- Pradhan Mantri Awas Yojana Gramin Online (PMAYG)
- Pradhan Mantri Awas Yojana - Urban 2026
- Real Estate (Regulation and Development) Act, 2016
- Stamp Duty and Registration Charges 2026
- Encumbrance Certificate (EC)
- Delhi Development Authority (DDA) Housing Scheme
- Land Records 2026
FAQs on Kaveri Online Encumbrance Certificate Karnataka
1.Why is it important to have encumbrance certificate?
With encumbrance certificate, you can get detailed information on previous transactions, which will help you achieve proper entitlement of the concerned property. Hence, it's always recommended to get encumbrance certificate.
2.How can I acquire the ownership of an immovable property?
You can do so through the following ways: Inheritance of ancestral property, Will Gift, trust, and settlement deeds Grant & Inam by the Government Acquisition by oneself
3.Which documents need to be registered compulsorily?
The following documents are required to be mandatorily registered: Gift deed of immovable property, Other non-testamentary instruments, which purport or operate to create, Non-testamentary instruments which acknowledge the receipt or payment of any consideration, Leases of immovable property, Non testamentary instruments transferring or assigning any decree or order of a court or any award & Documents having contracts to transfer for consideration
4.Is it compulsory to register the will?
No, it's not mandatory. However, it is recommended the will so that if the original is lost a certified copy can be obtained from Sub-Registrar Office.
5.Is it possible to become owner of flat/apartment by purchasing undivided interest in land only through a sale deed?
No, it's not possible to become owner of flat/apartment by purchasing undivided interest in land only through a sale deed.
6.What's the procedure to pay stamp duty for a document executed out of India, but to be used in Karnataka?
You can pay the stamp duty within three months from the date of receipt in India. The document may be produced before the District Registrar, who will certify the document after the payment is made.
7.I am planning to get transfer ownership of flat/apartment. Can I do it through transfer of share by the co-operative society without registered deed?
No, it's not legally valid. Co-operative societies who allot flat/apartment to its members should mandatorily register sale deed in Registry Office under Registration Act, 1908.
Karishma VP has over a decade of experience in content writing which includes over five years specializing in personal finance. Her career in BankBazaar has given her the opportunity to write on a wide variety of financial products ranging from credit cards and home loans to insurance policies and government schemes. She believes that an understanding of personal finance is an important step to leading an independent, empowered life. This has led to her being passionate about learning more about the BFSI sector and writing about personal finance as clearly, concisely, and accurately as possible to make it accessible to a larger audience through BankBazaar.
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